About Bank Statement Loans
Use personal or business bank statements to acquire, refinance or take ash out of real estate. See how much you qualify for.
We're here to make this loan process easier, with tools and knowledge that will help guide you along the way, starting with our Bank Statement Loan Qualifier.
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
